Never share personal information: Never share personal information such as your Social Security number or banking information with anyone over the phone or via email. Always verify the identity of the person or organization before sharing any sensitive information.
Keep your passwords strong and secure: Use strong, unique passwords for your bank account and other online accounts. Avoid using easily guessable passwords such as your birthdate or the name of a pet.
Regularly review your bank statements: Review your bank statements regularly to detect any unauthorized transactions. If you see any suspicious activity, report it to your bank immediately.
Use a trusted computer or device: Only access your bank account from a trusted computer or device that is equipped with up-to-date security software.
Avoid clicking on links in emails: Avoid clicking on links in emails, especially those from unknown senders. Instead, type the URL of your bank’s website directly into your browser.
Use common sense: Use common sense when it comes to cybersecurity. If something seems too good to be true, it probably is. Be wary of unsolicited phone calls, emails, or messages asking for personal information or money.
Keep your software up to date: Make sure to keep your computer’s operating system, web browser, and other software up to date with the latest security patches and updates.
Use a VPN: Consider using a virtual private network (VPN) when accessing your bank account from a public Wi-Fi network. A VPN can help encrypt your internet connection and protect your data from prying eyes.
Backup your data: Regularly back up important data such as bank statements, tax returns, and other financial documents. This can help protect against data loss in the event of a cybersecurity incident or hardware failure.
Report suspicious activity: If you suspect that your bank account or personal information has been compromised, report it to your bank and local law enforcement immediately.